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Credit Card XPO attempts to discover and show you every Visa, American Express, MasterCard and Discover credit card application online, complete with a listing of low interest credit cards to help you make the best choice, along with credit card applications for those with bad credit histories, and applications for cards featuring rewards programs or connections to universities, sports teams, etc. The information on these credit cards and links to their online applications is kept as up-to-date as possible, but Credit Card XPO can not guarantee any of the rates displayed, as they are established by the banks and other credit card issuers that make these applications available online.
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The Complete Directory of Credit Cards You Can Apply For Online
Best Rates/Low Interest Credit Cards
Below are the best low interest credit cards according to our calculations.
We rank cards by low ongoing interest rates (not introductory APRs), and annual
fees (or lack thereof). While we do our best to keep this current, we can not
guarantee the rates listed below:
Bank One Platinum Visa- Offers a low 7.74% variable APR (prime rate + 2.99%) for those who qualify. Applies also on balance transfers. No annual fee. The best interest rate we see out there currently.
Fleet Titanium Visa - Offers a low 8.99% variable APR, with no annual fee and no balance transfer fee. Credit lines as high as $50,000.
Bank of America Visa Platinum - Offers a fixed interest APR as low as 9.9%, good on purchases and balance transfers from higher-rate cards. No annual fee and minimum credit line of at least $5000.
Chase Platinum Visa or MasterCard- Get a low variable APR of 10.24% on balances over $2500 or 12.24% on balances less than $2500. Offers a 2.99% interest rate on balance transfers for six months.
Discover® Platinum Card - 0% introductory APR on purchases and balance transfers for 8 months, then a low 13.99% ongoing APR. Up to 2% Cashback Bonus® award* allows you to get money back on every purchase you make.
Try Lending Tree - Banks Compete to Give You the Lowest Interest Credit Card - The low interest credit cards shown are the best we could find online, but give Lending Tree a try--they'll give your application to several competing credit card issuers and you may be offered a rate even lower than those published here.
Stockback MasterCard from Chase- Get a 1% cash reward (and up to 10% from select merchants) on purchases. Reward is kept in a StockBack Securities account and can be used one of two ways -- you can withdraw cash at any time from the account or you can use the reward to purchase shares in a mutual fund (that hopefully will grow in the future, but no guarantees). A good way to put money away in that you'll use the card anyway and you can have the reward saved up for you. Offers a low variable interest APR on the Platinum card of 12.24% at last check.
Bank of America 8.9% Intro and Balance Transfer Visa - This Visa lets you transfer balances at an APR as low as 8.9% and also gives you an interest APR as low as 8.9% on purchases for the first six months. After the introductory period, the APR on new purchases varies (at last check, between 12.74% and 17.74% based on your credit).
The GM Card MasterCard - Offers a variable rate as low as 9.99% up to 15.49%, depending on your creditworthiness. The real plus here is that you get 5% in earnings on every credit card purchase toward the purchase or lease of a new GM car, truck or SUV. No annual fee and a intro 0% APR on balance transfers.
Chase iCard MasterCard- Offers a 1% reward on every purchase. Reward earnings can be used at Webcertificate.com. Offers a 2.99% introductory interest rate on purchases for 6 months, followed by a variable APR of 12.24% (less if you carry a balance). No annual fee.
U.S. Bank Platinum Visa- Should this be higher? Maybe.
Offers a variable interest rate that could be as low as 8.74% or as high as
14.74%--it depends on your credit. Also offers a 5.9% introductory rate for
the first 6 months. No annual fee. Use this link and you will be entered into
a sweepstakes to win $1,000 when you apply.
The cards below offer you something extra for going with them--it may be cash
back or rewards points you earn toward free travel, discounts on cars, clothing
and more.
Discover® Platinum Card - Offers up to 2% Cashback Bonus® award*--actual cash back percentage is tied to how much you spend. 0% Introductory APR on purchases and balance transfers for 8 months, with a 13.99% APR afterward.
Bank One Cash Rewards Platinum Visa - Interesting cash reward card in that you not only earn points on purchases you make but also on any interest you pay each month. Points can than be redeemed for cash back or for merchandise. Offers a 0% APR for the first 6 months, followed by a fixed 9.99% rate.
Fleet Cash Dividend Visa - Receive up to a 2% cash dividend back each year, based on your annual purchases. Offers a low 2.99% introductory APR on balance transfers for up to six months, then a 14.99% rate thereafter.
Stockback MasterCard from Chase- Get a 1% cash back reward (and up to 10% from select merchants) on purchases. Reward is kept in a StockBack Securities account and can be used one of two ways -- you can withdraw cash at any time from the account or you can use the reward to purchase shares in a mutual fund (that hopefully will grow in the future, but no guarantees). A good way to put cash away in that you'll use the card anyway and you can have the reward saved up for you. Offers a variable APR on the Platinum card of 12.24% at last check.
The GM Card MasterCard - Offers a variable rate as low as 9.99% up to 15.49%, depending on your creditworthiness. The real plus here is that you get 5% in earnings on every credit card purchase toward the purchase or lease of a new GM car, truck or SUV. No annual fee and a intro 0% APR on balance transfers.
Fleet Savings Bond Titanium Visa - Earn U.S. Savings Bonds with every purchase. Earn 1 point for every $1 in qualifying purchases, then receive one $50 Series EE U.S. Savings Bond for every 2,500 points earned. Offers a low 2.99% introductory APR on balance transfers for up to six months, then a 14.99% rate thereafter. $37 annual membership fee.
Chase iCard MasterCard- Offers a 1% reward on every purchase. Reward earnings can be used at Webcertificate.com. Offers a 2.99% introductory rate on purchases for 6 months, followed by an APR of 12.24% for those who qualify. No annual fee.
Fleet MilesEdge Titanium Visa - Earn 1 MilesEdge Mile for every $1 in qualifying purchases, then redeem Miles for flexible air travel on any U.S.-based carrier, hotel/spa/golf/ packages and travel-related merchandise. No blackout dates or seating restrictions. Offers a low 2.99% introductory APR on balance transfers for up to six months, then a 14.99% rate thereafter. $27 annual program fee.
First USA Value Miles Platinum Visa®- Earn 1 mile for every dollar spent, then redeem then for airline tickets on most major airlines, including, United, American, Delta, etc. Get 500 bonus miles free at acceptance to start you off. Offers a 0% interest rate on purchases for 6 months, then a 13.99% fixed APR. $29 annual program fee.
United Mileage Plus Signature Visa - Get miles toward flights on United Airlines, including a 10,000 mile bonus with your first card purchase and 1 mile for every $1 spent with the card. Offers a 14.65% variable APR.
Subaru MasterCard from Chase- Offers a 3% reward on every purchase toward a Subaru vehicle, up to $500 a year. No annual fee and a 0% introductory rate on balance transfers. APR on purchases is a variable rate that stood at either 12.74% or 14.74% at last check.
US Airways Dividend Miles Visa Platinum - Earn 7000 bonus miles upon first use of the card and one mile for every dollar you spend thereafter. Offers a 14.74% variable APR.
Harley-Davidson Visa from US Bank- Every dollar you spend with this card earns you points toward Harley-Davidson parts, accessories and MotorClothes. You can also get a Picture Card of you on your Harley if you'd like or just a card with classic Harley logo. Offers a variable APR that currently may be 13.15 or 14.15% depending on your credit. No annual fee.
America West FlightFund Platinum Visa - Offers 5000 Bonus Miles upon approval and 1 mile for every dollar spent, 2 miles for every dollar spent on America West tickets. Had a 11.74% variable APR at last check.
Alaska Airline Platinum Visa - Offers 5000 Bonus Miles
upon approval and 1 mile for every dollar spent, plus a companion ticket giving
you a $50 ticket when you buy one at regular price. Had a 11.74% variable APR
at last check.
Need a credit card? Look here for Visa, American Express & MasterCard applications online.
Best Rate / Low Interest Credit Cards
Below are credit cards tailored especially for businesses:
Fleet Platinum Visa Business Credit Card - Save with a 0% APR on purchases and balance transfers for up to 6 months, with a variable 11.99% rate thereafter.* Generous credit line up to $50,000, online account access, discounts on business products and services, free additional cards for employees, and more. No annual fee.
Blue for Business from American Express(r)- American Express Blue works much like a traditional credit card with revolving credit line. It offers a 2.9% introductory APR for 6 months, then a fixed 11.99% fixed rate afterwards. Unlike most Amex cards, there is no annual fee, and you can extend payments over time. Also offers business discounts at FedEx, Hertz, Hilton Hotels, Mobil and more. Of course, it also extends the perks American Express is known for, such as travel accident insurance, car rental insurance, baggage loss insurance and more. Plus American Express has offices world- and nation-wide, so they're always available when you need them.
American Express(r) Business Gold Card- This card offers
basically the same features as the Blue card above, although it has a little
different payment arrangement. Like most American Express cards, you pay off
your balance monthly, unless you use the BusinessFlex program, which lets you
draw out payments over time, but at a higher APR than the card above. Why choose
this one over Blue? Well, it does offer American Express' Membership Rewards
program, which offers some great stuff. Otherwise, not really sure, except maybe
you prefer having the more "traditional" card over that newfangled
Blue card. It's up to you.
First PREMIER Visa or MasterCard - Offers you the possibility of getting either an unsecured (no deposit) Visa with a credit limit up to $1000, or a secured credit card (security deposit required to help establish credit). Fill out the application to see what you qualify for.
Centennial MasterCard or Visa - Also from First Premier, offers both unsecured cards and secured cards for those who have had trouble obtaining cards due to poor credit histories.
Orchard Bank MasterCard - Offers both unsecured and secured
credit cards. If you are approved for an unsecured credit card, you'll have
a variable 18.9% APR provided you continue to pay on time.
Student Platinum Card from Chase- Offers a 0.0% introductory rate for the first 6 months, followed by a variable APR that currently stands at 15.99%. No annual fee. Also offers students special offers from retailers like Gateway and Sunglass Hut.
United College Plus Visa Card - - Student card offers miles toward flights on United Airlines, including 1 mile for every $2 spent with the card. Offers a 14.65% variable APR and no annual fee.
Discover® Student Card- Offers a 17.99% variable APR, plus the CasbBack Bonus award of up to 1% of ourchases made. No annual fee. Choose from standard or American Flag designs.
First USA Student Titanium Visa - Offers students a 9.9% introductory APR for 5 months, then a fixed 14.74% variable APR. Also allows balance transfers from other higher-rate credit cards of up to $1000.
Ecount PrePaid MasterCard Debit Card - The perfect student
card because you use it like any other credit card, but there's no chance of
spending beyond your abilities. That's because it is a MasterCard that doubles
as a debit card--put your money in your account first (or have parents do it
if they're game) and the money is debited from your account with each purchase.
Fleet MilesEdge Titanium Visa - Earn 1 MilesEdge Mile
for every $1 in qualifying purchases, then redeem Miles for flexible air travel
on any U.S.-based carrier, hotel/spa/golf/ packages and travel-related merchandise.
No blackout dates or seating restrictions. Offers a low 2.99% introductory APR
on balance transfers for up to six months, then a 14.99% rate thereafter. $27
annual program fee.
First USA Value Miles Platinum Visa®- Earn 1 mile for every dollar spent,
then redeem then for airline tickets on most major airlines, including, United,
American, Delta, etc. Get 500 bonus miles free at acceptance to start you off.
Offers a 0% interest rate on purchases for 6 months, then a 13.99% fixed APR.
United Mileage Plus Signature Visa - Get miles toward flights on United Airlines,
including a 10,000 mile bonus with your first card purchase and 1 mile for every
$1 spent with the card. Offers a 14.65% variable APR.
Continental Airlines Platinum Card from Chase- Earn up to 6000 Continental OnePass
miles upon acceptance, then 1 mile for every dollar charged.
US Airways Dividend Miles Platinum Visa - Earn 7000 bonus miles upon first use
of the card and one mile for every dollar you spend thereafter. Offers a 14.74%
variable APR.
America West FlightFund Platinum Visa - Offers 5000 Bonus Miles upon approval
and 1 mile for every dollar spent, 2 miles for every dollar spent on America
West tickets. Had a 11.74% variable APR at last check.
Alaska Airline Platinum Visa - Offers 5000 Bonus Miles upon approval and 1 mile
for every dollar spent, plus a companion ticket giving you a $50 ticket when
you buy one at regular price. Had a 11.74% variable APR at last check.
AUTOMOTIVE
The GM Card MasterCard - Offers a variable rate as low
as 9.99% up to 15.49%, depending on your creditworthiness. The real plus here
is that you get 5% in earnings on every credit card purchase toward the purchase
or lease of a new GM car, truck or SUV. No annual fee and a intro 0% APR on
balance transfers.
Subaru MasterCard from Chase- Offers a 3% reward on every purchase toward a
Subaru vehicle, up to $500 a year. No annual fee and a 0% introductory rate
on balance transfers. APR on purchases is a variable rate that stood at either
12.74% or 14.74% at last check.
Harley-Davidson Visa from US Bank- Every dollar you spend with this card earns
you points toward Harley-Davidson parts, accessories and MotorClothes. You can
also get a Picture Card of you on your Harley if you'd like or just a card with
classic Harley logo. Offers a variable APR that currently may be 14.4 or 15.4%
depending on your credit. No annual fee.
UNION MEMBERS
Union Plus MasterCard - Offers unique privileges to union
members, including options to skip payments during the holiday season and during
strike or work stoppage periods.
COLLEGES AND UNIVERSITIES
University of Alabama Alumni Association Visa or MasterCard
- Roll on over if you're a Tide Alumni.
ENVIRONMENTAL
National Wildlife Federation Visa - $3 goes to the NWF
when you sign up, plus you get a cool card with an eagle or wolf on the front.
FINANCE/INVESTING
American Skandia Visa - Get the Visa associated with
this financial investment firm.
GAY & LESBIAN
Rainbow Card - Visa card geared to the gay & lesbian
community--purchases with the card help support gay & lesbian organizations.
0% APR for six months, 17.6% thereafter.
INTERNET-RELATED
America Online Platinum Visa - Of course AOL has a credit
card.
RETAIL
Target Visa - Earn 10% off coupons for trips to Target
stores.
SPORTS
Cleveland Browns Visa - Support the NFL's Cleveland Browns
& get a floppy hat to boot.
TELECOMMUNICATIONS
AT&T Universal MasterCard - Can be used as a credit
card and calling card.
Debt Saviors - Offers information on debt consolidation
with no-fee consultations. Reduce yourt monthly payments, reduce interest, stop
late fees and make just one consolidated payment each month.
Credit Rescue- Reduce your debt 40 to 50%, and eliminate debt In 12 to 24 months.
FreeDebtConsolidation.com- Bill problems? Reduce your monthly payments by 50%.
Click for a free consultation.
CreditSoup Debt Consolidation Services - Consolidate your debt, decrease monthly
payments and, ultimately, get out of debt with the hep of their credit counselors.
Fidelity Centers Debt Consolidation - Get complete information on how to consolidate
your debts into easier-to-handle payments. Apply online for debt consolidation
help.
FinancialAid.com- Offers student loan consolidation. If you're paying more than
4.25% interest on your college student loans, you could save big with FinancialAid.com.
AUTO LOANS
PeopleFirst Auto Loans Online- Apply for a car loan online
and get a response within 15 minutes. Offers the no-obligation Blank-Check that
allows you to shop just like a cash buyer.
Lending Tree Competitive Auto Loans - Lending Tree takes your information and
gives it to a number of lenders, who compete to give you the best rate on your
automoble loan.
1-800-AUTO-YES- Provides auto financing to car buyers with less-than-perfect
credit. If you've been turned down elsewhere or you know your credit is bad,
fill out the free application to see what 1-800-AUTO-YES can do for you.
PERSONAL LOANS
CashBackValues.com- Get up to $500 deposited directly
into your bank account to be used for whatever you choose. Money can be deposited
in less than 24 hours.
MORTGAGE LOANS
Fidelity Centers - Get complete information on mortgage
loans, whether first or second mortgage, whether good credit or bad. Apply for
a loan online and get an answer in 20 minutes.
Lending Tree Competitive Mortgage Loans - Lending Tree puts your mortgage loan
information in front of a number of mortgage companies & gives you a chance
to compare rates easily. You can also check home equity and refinancing options.
Good service.
The Best Mortgage Rate.com - Connected with lenders across the nation to scout
out the best rates on mortgage loans.
HOME EQUITY LOANS
MyLoanQuote.com - Fill out an application to receive
home equity loan offers from muliple financial institutions. Pick the one that's
right for you.
Full Spectrum Lending- Re-finance your existing home loan or apply for a home
equity line of credit.
CREDIT REPORTS
30-Second Credit Report - See your credit report in minutes,
including all credit lines open for credit cards and loans, plus the rating
each of your creditors gives you based on your payment history. Key information
to know if you're about to buy a home, car or other big-ticket item.
Credit Soup Credit Reports - Offers three choices: (1) a 3-in-1 credit report
that shows you the information collected on your credit history from all three
major reporting agencies, (2) a single credit report from just one of the agencies,
(3) an ongoing monitoring service that alerts you when changes to your credit
record have occurred.
MERCHANT ACCOUNTs - ACCEPT CREDIT CARDS AT YOUR BUSINESS OR WEB SITE
Electronic Transfer, Inc. - Any type of legitimate, legal
business can accept credit cards to increase sales and profits. Even if you've
been declined elsewhere ETI can help you accept credit cards.
Cardservice International- One of the larger merchant account providers. Competitive
rates.
REAL ESTATE
Lending Tree Realty Services - Use Lending Tree to find
a real estate agent in your area AND if you buy or sell your house through that
Realtor, you will get $500 cash back. Home sellers may even qualify for an additional
$500. You'll need an agent anyway, so why not use Lending Tree & get paid
to find one?
We try to compare rates & rank the best low interest cards with applications
online.
Also: U.K. Credit Cards
Also: Credit Cards w/ Balance Transfer
Also: Prepaid Credit Cards
Cash-Back / Reward Credit Cards
Applications for cards offering cash or rewards.
Also: Airline Frequent Flyer Cards
Business Credit Cards
Applications for cards designed especially for business users.
Unsecured/Secured Cards for Poor Credit
These credit card providers approve many applications even if you have bad or
no credit.
Also: Prepaid Debit Cards for Bad Credit
Student Credit Cards
Applications for college or upper high school students. Get your credit card
now.
Affinity Credit Cards
Support universities, sports teams, charities, etc, with these applications.
Financial Services Directory
Loans, online banks, accounting help, insurance, credit reports, etc.
Information Booth:
Choice: How do I choose the right credit card?
Terminology: Help me understand credit terms.
Calculators: How do I calculate savings?Credit Cards By Type/Issuer:
American Express Credit Cards
Discover® Credit Cards
MasterCard Credit Cards
Visa Credit Cards
Credit Cards By Company
Chase Credit Cards
First PREMIER Credit Cards
American Express Blue 0% Intro APR on purchases for the
1st 6 months No
American Express Platinum Cash Rebate 0% Intro APR on purchases for the 1st
6 months No
First USA Extraordinary Rewards Platinum Visa 0% Intro APR on purchases for
the 1st 6 months No
First USA Platinum Cash$In 0% Intro APR on purchases for the 1st 6 months No
First USA Value Miles Platinum 0% Intro APR on purchases for the 1st 6 months
$29
Chase Platinum Master 2.99 Intro APR on purchases and balance transfes for 6
month No
Chase Platinum Visa 2.99 Intro APR on purchases and balance transfes for 6 month
No
Chase i-Card 2.99% Intro APR on purchases and balance transfers for six months
No
Chase StockBack 2.99% Intro APR on purchases and balance transfers for six months
No
Chase Continental Master 7.9% Intro APR on purchases and balance transfers for
6 months $65
Chase Continental Platinum Master 7.9% Intro APR on purchases and balance transfers
for 6 months $65
Chase Continental Platinum Visa 7.9% Intro APR on purchases and balance transfers
for 6 months $65
Chase Continental Visa 7.9% Intro APR on purchases and balance transfers for
6 months $65
First USA Titanium 9.99% FIXED APR No
American Express Delta SkyMiles 9.99% FIXED APR for the life of the balance
$85
American Express Blue for Business 2.9% intro APR during the 1st 6 months No
American Express Business Gold Card Intro APR N/A 1st year free
0% Intro APR on purchases for the 1st 6 months
Fixed APR as low as 9.99%
No annual fee
Fee Free Rewards Program
Earn points redeemable for travel, merchandise, and more
Built-in Smart Chip Shop online with greater confidence with the Built-in
Smart Chip
Personal American Express Card
0% Intro APR on purchases for the 1st 6 months
Fixed APR varies
No annual fee
Earn up to 5% cash back on your everyday purchases
Reward Program available with annual fee
Stay on top of your finances with the option to pay your monthly bill
in full or over time
Personal American Express Card
0% Intro APR on purchases for the 1st 6 months
After that, 11.74% variable; Balance Transfer and Convenience Check APR:
11.74% variable; Cash Advance APR: 19.99% variable
No annual fee
Earn 1 point for every $1 in purchases
Earn reward points for interest, too
Start earning rewards for as few as 2,500 points
Personal Visa Card
0% Intro APR on purchases for the 1st 6 months
13.99% fixed APR; Balance Transfer and Convenience Check APR: 13.99%
fixed; Cash Advance APR: 19.74% variable
No annual fee
cash back up to 1% with every purchase
get an annual rebate check, automatically
no $ cap on how much you can earn
Personal Visa Card
0% Intro APR on purchases for the 1st 6 months
After that, 13.99% fixed; Balance Transfer and Convenience Check APR:
13.99% fixed; Cash Advance APR: 19.74% variable
$29 annual fee
Earn 1 mile for every 1 dollar in purchases
Earn a roundtrip domestic ticket with just 24,000 miles
Earn hotel stays, car rentals and gift certificates
Personal Visa Card
2.99 Intro APR on purchases and balance transfes for 6 month
Low long-term APR for current Chase customers
No annual fee
FREE travel services, including Auto Rental Insurance and $1 million
Worldwide Travel Accident Insurance
Eligibility to enroll in Chase Travel Rewards, Chase's exclusive member
rewards program with redeemable points for free flights, hotel stays and more
Secure online account access that lets you view and pay your bill onlineFREE
Personal Master Card
2.99 Intro APR on purchases and balance transfes for 6 month
Low long-term APR for current Chase customers
No annual fee
FREE travel services, including Auto Rental Insurance and $1 million
Worldwide Travel Accident Insurance
Eligibility to enroll in Chase Travel Rewards, Chase's exclusive member
rewards program with redeemable points for free flights, hotel stays and more
Secure online account access that lets you view and pay your bill onlineFREE
Personal Visa Card
2.99% Intro APR on purchases and balance transfers for six months
Low long-term APR for current Chase customers
No annual fee
FREE travel services for Platinum cardmembers, including Auto Rental
Insurance and $1 million Worldwide Travel Accident Insurance
1% reward on every purchase you make with the Chase i-card. Each time
you reach at least $10 in rewards, you can redeem them at Webcertificate.com.
Your Webcertificates are good for purchases anywhere MasterCard® is acceptedonline
or off
Secure online account access that lets you view and pay your bill onlineFREE
Personal Master Card
2.99% Intro APR on purchases and balance transfers for six months
Fixed APR varies
No annual fee
1% cash back on every purchases
Up to 10% cash back on purchases from participating merchants
You can keep your rewards as cash or invest them in a mutual fund
Personal Master Card
7.9% Intro APR on purchases and balance transfers for 6 months
Fixed APR varies
$65 annual fee
Free Domestic Companion Ticket
Earn one mile for every dollar and double miles when you purchase tickets
directly from Continental online or by phone
Secure online account access that lets you view and pay your bill onlineFREE
Personal Master Card
7.9% Intro APR on purchases and balance transfers for 6 months
Fixed APR varies
$65 annual fee
Earn 6,000 OnePass® miles upon payment of $65 annual fee
Earn miles with every purchase
Earn 1,000 bonus miles when you purchase tickets at continental.com
Personal Master Card
7.9% Intro APR on purchases and balance transfers for 6 months
Fixed APR varies
$65 annual fee
Earn 6,000 OnePass® miles upon payment of $65 annual fee
Earn miles with every purchase
Earn 1,000 bonus miles when you purchase tickets at continental.com
Personal Visa Card
Visa
7.9% Intro APR on purchases and balance transfers
for 6 months
Fixed APR varies
$65 annual fee
Free Domestic Companion Ticket
Earn one mile for every dollar and double miles when you purchase tickets
directly from Continental online or by phone
Secure online account access that lets you view and pay your bill onlineFREE
Personal Visa Card
9.99% FIXED APR for the life of the balance
Transfer balances from your higher-rate MasterCard®, Discover®,
and Visa® cards to your American Express® Card account with no transaction
fee!
$85 annual fee
10,000 Bonus SkyMiles with first purchase
Earn at least 1 SkyMile for every eligible dollar you spend
Double Miles when you use your Delta SkyMiles Credit Card to pay your
individual federal income tax
Personal American Express Card
2.9% intro APR during the 1st 6 months
Fixed APR varies
No annual fee
Busines Checkbooks provided free of charge
Fee free reward program
Everyday savings-Receive exclusive savings at Dell, Exxon, FedEx, Hertz,
The Hilton Famiy of Hotels, Mobil and Qwest
Business American Express Card
Intro APR N/A
Fixed APR varies
1st year free annual fee
Separate business from personal expenses, and day-to-day expenses from
balances you want to pay over time
Everyday savings-Receive exclusive savings at Dell, Exxon, FedEx, Hertz,
The Hilton Famiy of Hotels, Mobil and Qwest
Quarterly Management Reports - Track business expenses by category and
employee-so it's easy to manage your company's expenses
Business American Express Card
Welcome to CreditCardXPO.com! Our mission is to assist
you to find credit cards that best fit your needs and financial status. We offer
credit card benefit comparisons, reviews, ratings, and links where you can submit
your applications online. Our site is updated frequently in order to provide
you the most up to date info and new credit cards available! If you are not
redirected to our home page, please click here to start searching for the best
credit cards right now!
Best credit card comparison, credit card overview, 0% APR, Low APR, Super Low APR, No annual fee credit cards, cash reward programs, cash back reward, blue from american express, american express, chase, visa, discover, mastercard, capital one, jpmorgan chase, platinum credit cards, no telemarketing, credit cards for students, credit card consolidation, low interest rate, 0% introductory APR, 0% APR on balance transfers, 0% APR on purchases up to 1 year. credit card review, credit card rating, credit card online applications. We offer applications for the following credit cards. Instant approval available for major credit cards. best deals on the web, 0% apr blue from american express, 0% apr from chase stockback mastercard, visa card, apply for a credit card, get a low interest rate credit card, get a card, credit cards for life, credit history, improve credit score, repair credit history, bad credit history, got rejected from credit card issuers, need a good credit card, i want to apply for a low interest rate, 0% intro apr credit card, payoff credit card debt, low mortgage rate, should i refinance? how much can i save? What is the current interest rate for 30 year fixed mortgage, 15 year fixed mortage? credit cards for college students, pay laster, benefit of paying with plastic, pay next year, defer credit card payment, credit history check, how to improve credit card score, everything you need to know about credit cards,
American Express Blue 0% Intro APR on purchases for the
1st 6 months No
American Express Platinum Cash Rebate 0% Intro APR on purchases for the 1st
6 months No
First USA Extraordinary Rewards Platinum Visa 0% Intro APR on purchases for
the 1st 6 months No
First USA Platinum Cash$In 0% Intro APR on purchases for the 1st 6 months No
First USA Value Miles Platinum 0% Intro APR on purchases for the 1st 6 months
$29
Chase Platinum Master 2.99 Intro APR on purchases and balance transfes for 6
month No
Chase Platinum Visa 2.99 Intro APR on purchases and balance transfes for 6 month
No
Chase i-Card 2.99% Intro APR on purchases and balance transfers for six months
No
Chase StockBack 2.99% Intro APR on purchases and balance transfers for six months
No
Chase Continental Master 7.9% Intro APR on purchases and balance transfers for
6 months $65
Chase Continental Platinum Master 7.9% Intro APR on purchases and balance transfers
for 6 months $65
Chase Continental Platinum Visa 7.9% Intro APR on purchases and balance transfers
for 6 months $65
Chase Continental Visa 7.9% Intro APR on purchases and balance transfers for
6 months $65
First USA Titanium 9.99% FIXED APR No
American Express Delta SkyMiles 9.99% FIXED APR for the life of the balance
$85
American Express Blue for Business 2.9% intro APR during the 1st 6 months No
American Express Business Gold Card Intro APR N/A 1st year free
0% Intro APR on purchases for the 1st 6 months
Fixed APR as low as 9.99%
No annual fee
Fee Free Rewards Program
Earn points redeemable for travel, merchandise, and more
Built-in Smart Chip Shop online with greater confidence with the Built-in
Smart Chip
Personal American Express Card
0% Intro APR on purchases for the 1st 6 months
Fixed APR varies
No annual fee
Earn up to 5% cash back on your everyday purchases
Reward Program available with annual fee
Stay on top of your finances with the option to pay your monthly bill
in full or over time
Personal American Express Card
0% Intro APR on purchases for the 1st 6 months
After that, 11.74% variable; Balance Transfer and Convenience Check APR:
11.74% variable; Cash Advance APR: 19.99% variable
No annual fee
Earn 1 point for every $1 in purchases
Earn reward points for interest, too
Start earning rewards for as few as 2,500 points
Personal Visa Card
0% Intro APR on purchases for the 1st 6 months
13.99% fixed APR; Balance Transfer and Convenience Check APR: 13.99%
fixed; Cash Advance APR: 19.74% variable
No annual fee
cash back up to 1% with every purchase
get an annual rebate check, automatically
no $ cap on how much you can earn
Personal Visa Card
0% Intro APR on purchases for the 1st 6 months
After that, 13.99% fixed; Balance Transfer and Convenience Check APR:
13.99% fixed; Cash Advance APR: 19.74% variable
$29 annual fee
Earn 1 mile for every 1 dollar in purchases
Earn a roundtrip domestic ticket with just 24,000 miles
Earn hotel stays, car rentals and gift certificates
Personal Visa Card
2.99 Intro APR on purchases and balance transfes for 6 month
Low long-term APR for current Chase customers
No annual fee
FREE travel services, including Auto Rental Insurance and $1 million
Worldwide Travel Accident Insurance
Eligibility to enroll in Chase Travel Rewards, Chase's exclusive member
rewards program with redeemable points for free flights, hotel stays and more
Secure online account access that lets you view and pay your bill onlineFREE
Personal Master Card
2.99 Intro APR on purchases and balance transfes for 6 month
Low long-term APR for current Chase customers
No annual fee
FREE travel services, including Auto Rental Insurance and $1 million
Worldwide Travel Accident Insurance
Eligibility to enroll in Chase Travel Rewards, Chase's exclusive member
rewards program with redeemable points for free flights, hotel stays and more
Secure online account access that lets you view and pay your bill onlineFREE
Personal Visa Card
2.99% Intro APR on purchases and balance transfers for six months
Low long-term APR for current Chase customers
No annual fee
FREE travel services for Platinum cardmembers, including Auto Rental
Insurance and $1 million Worldwide Travel Accident Insurance
1% reward on every purchase you make with the Chase i-card. Each time
you reach at least $10 in rewards, you can redeem them at Webcertificate.com.
Your Webcertificates are good for purchases anywhere MasterCard® is acceptedonline
or off
Secure online account access that lets you view and pay your bill onlineFREE
Personal Master Card
2.99% Intro APR on purchases and balance transfers for six months
Fixed APR varies
No annual fee
1% cash back on every purchases
Up to 10% cash back on purchases from participating merchants
You can keep your rewards as cash or invest them in a mutual fund
Personal Master Card
7.9% Intro APR on purchases and balance transfers for 6 months
Fixed APR varies
$65 annual fee
Free Domestic Companion Ticket
Earn one mile for every dollar and double miles when you purchase tickets
directly from Continental online or by phone
Secure online account access that lets you view and pay your bill onlineFREE
Personal Master Card
7.9% Intro APR on purchases and balance transfers for 6 months
Fixed APR varies
$65 annual fee
Earn 6,000 OnePass® miles upon payment of $65 annual fee
Earn miles with every purchase
Earn 1,000 bonus miles when you purchase tickets at continental.com
Personal Master Card
7.9% Intro APR on purchases and balance transfers for 6 months
Fixed APR varies
$65 annual fee
Earn 6,000 OnePass® miles upon payment of $65 annual fee
Earn miles with every purchase
Earn 1,000 bonus miles when you purchase tickets at continental.com
Personal Visa Card
Visa
7.9% Intro APR on purchases and balance transfers
for 6 months
Fixed APR varies
$65 annual fee
Free Domestic Companion Ticket
Earn one mile for every dollar and double miles when you purchase tickets
directly from Continental online or by phone
Secure online account access that lets you view and pay your bill onlineFREE
Personal Visa Card
9.99% FIXED APR for the life of the balance
Transfer balances from your higher-rate MasterCard®, Discover®,
and Visa® cards to your American Express® Card account with no transaction
fee!
$85 annual fee
10,000 Bonus SkyMiles with first purchase
Earn at least 1 SkyMile for every eligible dollar you spend
Double Miles when you use your Delta SkyMiles Credit Card to pay your
individual federal income tax
Personal American Express Card
2.9% intro APR during the 1st 6 months
Fixed APR varies
No annual fee
Busines Checkbooks provided free of charge
Fee free reward program
Everyday savings-Receive exclusive savings at Dell, Exxon, FedEx, Hertz,
The Hilton Famiy of Hotels, Mobil and Qwest
Business American Express Card
Intro APR N/A
Fixed APR varies
1st year free annual fee
Separate business from personal expenses, and day-to-day expenses from
balances you want to pay over time
Everyday savings-Receive exclusive savings at Dell, Exxon, FedEx, Hertz,
The Hilton Famiy of Hotels, Mobil and Qwest
Quarterly Management Reports - Track business expenses by category and
employee-so it's easy to manage your company's expenses
Business American Express Card
0% Intro APR Credit Cards, best credit cards, low APR credit cards, American Express Blue, American Express Cash Rebate card, Discover 2% cash back credit card, Chase Platinum Visa/Master Card, Mileage reward credit card, best reward program credit card, lowest APR credit card, most popular credit card, 0% APR on balance transfer credit card, 0% APR on purchases credit card, cash rebate credit card, blue from amex, no annual fee american express credit card, blue for business, bankone visa/master, discover up to 2% cash rebate, free reward program, free mileage, earn double mileage on every purchases, earn double point on every purchases, no finance charge, low fixed apr credit cards, visa card, mastercard, debit card, online application, credit card reviews, credit card ratings, credit card consumer review, credit card comparison, credit card look up, credit card search, best credit card for students, credit card for college students, credit card offer on my campus, college credit card, easy approval, instant approval credit cards, i need a credit card, apply for a credit card.
Welcome to CreditCardXPO.com! Our mission is to assist
you to find credit cards that best fit your needs and financial status. We offer
credit card benefit comparisons, reviews, ratings, and links where you can submit
your applications online. Our site is updated frequently in order to provide
you the most up to date info and new credit cards available! If you are not
redirected to our home page, please click here to start searching for the best
credit cards right now!
Credit Card XPO attempts to discover and show you every Visa, American Express, MasterCard and Discover credit card application online, complete with a listing of low interest credit cards to help you make the best choice, along with credit card applications for those with bad credit histories, and applications for cards featuring rewards programs or connections to universities, sports teams, etc. The information on these credit cards and links to their online applications is kept as up-to-date as possible, but Credit Card XPO can not guarantee any of the rates displayed, as they are established by the banks and other credit card issuers that make these applications available online.
Best credit card comparison, credit card overview, 0% APR, Low APR, Super Low APR, No annual fee credit cards, cash reward programs, cash back reward, blue from american express, american express, chase, visa, discover, mastercard, capital one, jpmorgan chase, platinum credit cards, no telemarketing, credit cards for students, credit card consolidation, low interest rate, 0% introductory APR, 0% APR on balance transfers, 0% APR on purchases up to 1 year. credit card review, credit card rating, credit card online applications. We offer applications for the following credit cards. Instant approval available for major credit cards. best deals on the web, 0% apr blue from american express, 0% apr from chase stockback mastercard, visa card, apply for a credit card, get a low interest rate credit card, get a card, credit cards for life, credit history, improve credit score, repair credit history, bad credit history, got rejected from credit card issuers, need a good credit card, i want to apply for a low interest rate, 0% intro apr credit card, payoff credit card debt, low mortgage rate, should i refinance? how much can i save? What is the current interest rate for 30 year fixed mortgage, 15 year fixed mortage? credit cards for college students, pay laster, benefit of paying with plastic, pay next year, defer credit card payment, credit history check, how to improve credit card score, everything you need to know about credit cards,
The Complete Directory of Credit Cards You Can Apply For Online
Best Rates/Low Interest Credit Cards
Below are the best low interest credit cards according to our calculations.
We rank cards by low ongoing interest rates (not introductory APRs), and annual
fees (or lack thereof). While we do our best to keep this current, we can not
guarantee the rates listed below:
Bank One Platinum Visa- Offers a low 7.74% variable APR (prime rate + 2.99%) for those who qualify. Applies also on balance transfers. No annual fee. The best interest rate we see out there currently.
Fleet Titanium Visa - Offers a low 8.99% variable APR, with no annual fee and no balance transfer fee. Credit lines as high as $50,000.
Bank of America Visa Platinum - Offers a fixed interest APR as low as 9.9%, good on purchases and balance transfers from higher-rate cards. No annual fee and minimum credit line of at least $5000.
Chase Platinum Visa or MasterCard- Get a low variable APR of 10.24% on balances over $2500 or 12.24% on balances less than $2500. Offers a 2.99% interest rate on balance transfers for six months.
Discover® Platinum Card - 0% introductory APR on purchases and balance transfers for 8 months, then a low 13.99% ongoing APR. Up to 2% Cashback Bonus® award* allows you to get money back on every purchase you make.
Try Lending Tree - Banks Compete to Give You the Lowest Interest Credit Card - The low interest credit cards shown are the best we could find online, but give Lending Tree a try--they'll give your application to several competing credit card issuers and you may be offered a rate even lower than those published here.
Stockback MasterCard from Chase- Get a 1% cash reward (and up to 10% from select merchants) on purchases. Reward is kept in a StockBack Securities account and can be used one of two ways -- you can withdraw cash at any time from the account or you can use the reward to purchase shares in a mutual fund (that hopefully will grow in the future, but no guarantees). A good way to put money away in that you'll use the card anyway and you can have the reward saved up for you. Offers a low variable interest APR on the Platinum card of 12.24% at last check.
Bank of America 8.9% Intro and Balance Transfer Visa - This Visa lets you transfer balances at an APR as low as 8.9% and also gives you an interest APR as low as 8.9% on purchases for the first six months. After the introductory period, the APR on new purchases varies (at last check, between 12.74% and 17.74% based on your credit).
The GM Card MasterCard - Offers a variable rate as low as 9.99% up to 15.49%, depending on your creditworthiness. The real plus here is that you get 5% in earnings on every credit card purchase toward the purchase or lease of a new GM car, truck or SUV. No annual fee and a intro 0% APR on balance transfers.
Chase iCard MasterCard- Offers a 1% reward on every purchase. Reward earnings can be used at Webcertificate.com. Offers a 2.99% introductory interest rate on purchases for 6 months, followed by a variable APR of 12.24% (less if you carry a balance). No annual fee.
U.S. Bank Platinum Visa- Should this be higher? Maybe.
Offers a variable interest rate that could be as low as 8.74% or as high as
14.74%--it depends on your credit. Also offers a 5.9% introductory rate for
the first 6 months. No annual fee. Use this link and you will be entered into
a sweepstakes to win $1,000 when you apply.
The cards below offer you something extra for going with them--it may be cash
back or rewards points you earn toward free travel, discounts on cars, clothing
and more.
Discover® Platinum Card - Offers up to 2% Cashback Bonus® award*--actual cash back percentage is tied to how much you spend. 0% Introductory APR on purchases and balance transfers for 8 months, with a 13.99% APR afterward.
Bank One Cash Rewards Platinum Visa - Interesting cash reward card in that you not only earn points on purchases you make but also on any interest you pay each month. Points can than be redeemed for cash back or for merchandise. Offers a 0% APR for the first 6 months, followed by a fixed 9.99% rate.
Fleet Cash Dividend Visa - Receive up to a 2% cash dividend back each year, based on your annual purchases. Offers a low 2.99% introductory APR on balance transfers for up to six months, then a 14.99% rate thereafter.
Stockback MasterCard from Chase- Get a 1% cash back reward (and up to 10% from select merchants) on purchases. Reward is kept in a StockBack Securities account and can be used one of two ways -- you can withdraw cash at any time from the account or you can use the reward to purchase shares in a mutual fund (that hopefully will grow in the future, but no guarantees). A good way to put cash away in that you'll use the card anyway and you can have the reward saved up for you. Offers a variable APR on the Platinum card of 12.24% at last check.
The GM Card MasterCard - Offers a variable rate as low as 9.99% up to 15.49%, depending on your creditworthiness. The real plus here is that you get 5% in earnings on every credit card purchase toward the purchase or lease of a new GM car, truck or SUV. No annual fee and a intro 0% APR on balance transfers.
Fleet Savings Bond Titanium Visa - Earn U.S. Savings Bonds with every purchase. Earn 1 point for every $1 in qualifying purchases, then receive one $50 Series EE U.S. Savings Bond for every 2,500 points earned. Offers a low 2.99% introductory APR on balance transfers for up to six months, then a 14.99% rate thereafter. $37 annual membership fee.
Chase iCard MasterCard- Offers a 1% reward on every purchase. Reward earnings can be used at Webcertificate.com. Offers a 2.99% introductory rate on purchases for 6 months, followed by an APR of 12.24% for those who qualify. No annual fee.
Fleet MilesEdge Titanium Visa - Earn 1 MilesEdge Mile for every $1 in qualifying purchases, then redeem Miles for flexible air travel on any U.S.-based carrier, hotel/spa/golf/ packages and travel-related merchandise. No blackout dates or seating restrictions. Offers a low 2.99% introductory APR on balance transfers for up to six months, then a 14.99% rate thereafter. $27 annual program fee.
First USA Value Miles Platinum Visa®- Earn 1 mile for every dollar spent, then redeem then for airline tickets on most major airlines, including, United, American, Delta, etc. Get 500 bonus miles free at acceptance to start you off. Offers a 0% interest rate on purchases for 6 months, then a 13.99% fixed APR. $29 annual program fee.
United Mileage Plus Signature Visa - Get miles toward flights on United Airlines, including a 10,000 mile bonus with your first card purchase and 1 mile for every $1 spent with the card. Offers a 14.65% variable APR.
Subaru MasterCard from Chase- Offers a 3% reward on every purchase toward a Subaru vehicle, up to $500 a year. No annual fee and a 0% introductory rate on balance transfers. APR on purchases is a variable rate that stood at either 12.74% or 14.74% at last check.
US Airways Dividend Miles Visa Platinum - Earn 7000 bonus miles upon first use of the card and one mile for every dollar you spend thereafter. Offers a 14.74% variable APR.
Harley-Davidson Visa from US Bank- Every dollar you spend with this card earns you points toward Harley-Davidson parts, accessories and MotorClothes. You can also get a Picture Card of you on your Harley if you'd like or just a card with classic Harley logo. Offers a variable APR that currently may be 13.15 or 14.15% depending on your credit. No annual fee.
America West FlightFund Platinum Visa - Offers 5000 Bonus Miles upon approval and 1 mile for every dollar spent, 2 miles for every dollar spent on America West tickets. Had a 11.74% variable APR at last check.
Alaska Airline Platinum Visa - Offers 5000 Bonus Miles
upon approval and 1 mile for every dollar spent, plus a companion ticket giving
you a $50 ticket when you buy one at regular price. Had a 11.74% variable APR
at last check.
Need a credit card? Look here for Visa, American Express & MasterCard applications online.
Best Rate / Low Interest Credit Cards
Below are credit cards tailored especially for businesses:
Fleet Platinum Visa Business Credit Card - Save with a 0% APR on purchases and balance transfers for up to 6 months, with a variable 11.99% rate thereafter.* Generous credit line up to $50,000, online account access, discounts on business products and services, free additional cards for employees, and more. No annual fee.
Blue for Business from American Express(r)- American Express Blue works much like a traditional credit card with revolving credit line. It offers a 2.9% introductory APR for 6 months, then a fixed 11.99% fixed rate afterwards. Unlike most Amex cards, there is no annual fee, and you can extend payments over time. Also offers business discounts at FedEx, Hertz, Hilton Hotels, Mobil and more. Of course, it also extends the perks American Express is known for, such as travel accident insurance, car rental insurance, baggage loss insurance and more. Plus American Express has offices world- and nation-wide, so they're always available when you need them.
American Express(r) Business Gold Card- This card offers
basically the same features as the Blue card above, although it has a little
different payment arrangement. Like most American Express cards, you pay off
your balance monthly, unless you use the BusinessFlex program, which lets you
draw out payments over time, but at a higher APR than the card above. Why choose
this one over Blue? Well, it does offer American Express' Membership Rewards
program, which offers some great stuff. Otherwise, not really sure, except maybe
you prefer having the more "traditional" card over that newfangled
Blue card. It's up to you.
First PREMIER Visa or MasterCard - Offers you the possibility of getting either an unsecured (no deposit) Visa with a credit limit up to $1000, or a secured credit card (security deposit required to help establish credit). Fill out the application to see what you qualify for.
Centennial MasterCard or Visa - Also from First Premier, offers both unsecured cards and secured cards for those who have had trouble obtaining cards due to poor credit histories.
Orchard Bank MasterCard - Offers both unsecured and secured
credit cards. If you are approved for an unsecured credit card, you'll have
a variable 18.9% APR provided you continue to pay on time.
Student Platinum Card from Chase- Offers a 0.0% introductory rate for the first 6 months, followed by a variable APR that currently stands at 15.99%. No annual fee. Also offers students special offers from retailers like Gateway and Sunglass Hut.
United College Plus Visa Card - - Student card offers miles toward flights on United Airlines, including 1 mile for every $2 spent with the card. Offers a 14.65% variable APR and no annual fee.
Discover® Student Card- Offers a 17.99% variable APR, plus the CasbBack Bonus award of up to 1% of ourchases made. No annual fee. Choose from standard or American Flag designs.
First USA Student Titanium Visa - Offers students a 9.9% introductory APR for 5 months, then a fixed 14.74% variable APR. Also allows balance transfers from other higher-rate credit cards of up to $1000.
Ecount PrePaid MasterCard Debit Card - The perfect student
card because you use it like any other credit card, but there's no chance of
spending beyond your abilities. That's because it is a MasterCard that doubles
as a debit card--put your money in your account first (or have parents do it
if they're game) and the money is debited from your account with each purchase.
Fleet MilesEdge Titanium Visa - Earn 1 MilesEdge Mile
for every $1 in qualifying purchases, then redeem Miles for flexible air travel
on any U.S.-based carrier, hotel/spa/golf/ packages and travel-related merchandise.
No blackout dates or seating restrictions. Offers a low 2.99% introductory APR
on balance transfers for up to six months, then a 14.99% rate thereafter. $27
annual program fee.
First USA Value Miles Platinum Visa®- Earn 1 mile for every dollar spent,
then redeem then for airline tickets on most major airlines, including, United,
American, Delta, etc. Get 500 bonus miles free at acceptance to start you off.
Offers a 0% interest rate on purchases for 6 months, then a 13.99% fixed APR.
United Mileage Plus Signature Visa - Get miles toward flights on United Airlines,
including a 10,000 mile bonus with your first card purchase and 1 mile for every
$1 spent with the card. Offers a 14.65% variable APR.
Continental Airlines Platinum Card from Chase- Earn up to 6000 Continental OnePass
miles upon acceptance, then 1 mile for every dollar charged.
US Airways Dividend Miles Platinum Visa - Earn 7000 bonus miles upon first use
of the card and one mile for every dollar you spend thereafter. Offers a 14.74%
variable APR.
America West FlightFund Platinum Visa - Offers 5000 Bonus Miles upon approval
and 1 mile for every dollar spent, 2 miles for every dollar spent on America
West tickets. Had a 11.74% variable APR at last check.
Alaska Airline Platinum Visa - Offers 5000 Bonus Miles upon approval and 1 mile
for every dollar spent, plus a companion ticket giving you a $50 ticket when
you buy one at regular price. Had a 11.74% variable APR at last check.
AUTOMOTIVE
The GM Card MasterCard - Offers a variable rate as low
as 9.99% up to 15.49%, depending on your creditworthiness. The real plus here
is that you get 5% in earnings on every credit card purchase toward the purchase
or lease of a new GM car, truck or SUV. No annual fee and a intro 0% APR on
balance transfers.
Subaru MasterCard from Chase- Offers a 3% reward on every purchase toward a
Subaru vehicle, up to $500 a year. No annual fee and a 0% introductory rate
on balance transfers. APR on purchases is a variable rate that stood at either
12.74% or 14.74% at last check.
Harley-Davidson Visa from US Bank- Every dollar you spend with this card earns
you points toward Harley-Davidson parts, accessories and MotorClothes. You can
also get a Picture Card of you on your Harley if you'd like or just a card with
classic Harley logo. Offers a variable APR that currently may be 14.4 or 15.4%
depending on your credit. No annual fee.
UNION MEMBERS
Union Plus MasterCard - Offers unique privileges to union
members, including options to skip payments during the holiday season and during
strike or work stoppage periods.
COLLEGES AND UNIVERSITIES
University of Alabama Alumni Association Visa or MasterCard
- Roll on over if you're a Tide Alumni.
ENVIRONMENTAL
National Wildlife Federation Visa - $3 goes to the NWF
when you sign up, plus you get a cool card with an eagle or wolf on the front.
FINANCE/INVESTING
American Skandia Visa - Get the Visa associated with
this financial investment firm.
GAY & LESBIAN
Rainbow Card - Visa card geared to the gay & lesbian
community--purchases with the card help support gay & lesbian organizations.
0% APR for six months, 17.6% thereafter.
INTERNET-RELATED
America Online Platinum Visa - Of course AOL has a credit
card.
RETAIL
Target Visa - Earn 10% off coupons for trips to Target
stores.
SPORTS
Cleveland Browns Visa - Support the NFL's Cleveland Browns
& get a floppy hat to boot.
TELECOMMUNICATIONS
AT&T Universal MasterCard - Can be used as a credit
card and calling card.
Debt Saviors - Offers information on debt consolidation
with no-fee consultations. Reduce yourt monthly payments, reduce interest, stop
late fees and make just one consolidated payment each month.
Credit Rescue- Reduce your debt 40 to 50%, and eliminate debt In 12 to 24 months.
FreeDebtConsolidation.com- Bill problems? Reduce your monthly payments by 50%.
Click for a free consultation.
CreditSoup Debt Consolidation Services - Consolidate your debt, decrease monthly
payments and, ultimately, get out of debt with the hep of their credit counselors.
Fidelity Centers Debt Consolidation - Get complete information on how to consolidate
your debts into easier-to-handle payments. Apply online for debt consolidation
help.
FinancialAid.com- Offers student loan consolidation. If you're paying more than
4.25% interest on your college student loans, you could save big with FinancialAid.com.
AUTO LOANS
PeopleFirst Auto Loans Online- Apply for a car loan online
and get a response within 15 minutes. Offers the no-obligation Blank-Check that
allows you to shop just like a cash buyer.
Lending Tree Competitive Auto Loans - Lending Tree takes your information and
gives it to a number of lenders, who compete to give you the best rate on your
automoble loan.
1-800-AUTO-YES- Provides auto financing to car buyers with less-than-perfect
credit. If you've been turned down elsewhere or you know your credit is bad,
fill out the free application to see what 1-800-AUTO-YES can do for you.
PERSONAL LOANS
CashBackValues.com- Get up to $500 deposited directly
into your bank account to be used for whatever you choose. Money can be deposited
in less than 24 hours.
MORTGAGE LOANS
Fidelity Centers - Get complete information on mortgage
loans, whether first or second mortgage, whether good credit or bad. Apply for
a loan online and get an answer in 20 minutes.
Lending Tree Competitive Mortgage Loans - Lending Tree puts your mortgage loan
information in front of a number of mortgage companies & gives you a chance
to compare rates easily. You can also check home equity and refinancing options.
Good service.
The Best Mortgage Rate.com - Connected with lenders across the nation to scout
out the best rates on mortgage loans.
HOME EQUITY LOANS
MyLoanQuote.com - Fill out an application to receive
home equity loan offers from muliple financial institutions. Pick the one that's
right for you.
Full Spectrum Lending- Re-finance your existing home loan or apply for a home
equity line of credit.
CREDIT REPORTS
30-Second Credit Report - See your credit report in minutes,
including all credit lines open for credit cards and loans, plus the rating
each of your creditors gives you based on your payment history. Key information
to know if you're about to buy a home, car or other big-ticket item.
Credit Soup Credit Reports - Offers three choices: (1) a 3-in-1 credit report
that shows you the information collected on your credit history from all three
major reporting agencies, (2) a single credit report from just one of the agencies,
(3) an ongoing monitoring service that alerts you when changes to your credit
record have occurred.
MERCHANT ACCOUNTs - ACCEPT CREDIT CARDS AT YOUR BUSINESS OR WEB SITE
Electronic Transfer, Inc. - Any type of legitimate, legal
business can accept credit cards to increase sales and profits. Even if you've
been declined elsewhere ETI can help you accept credit cards.
Cardservice International- One of the larger merchant account providers. Competitive
rates.
REAL ESTATE
Lending Tree Realty Services - Use Lending Tree to find
a real estate agent in your area AND if you buy or sell your house through that
Realtor, you will get $500 cash back. Home sellers may even qualify for an additional
$500. You'll need an agent anyway, so why not use Lending Tree & get paid
to find one?
We try to compare rates & rank the best low interest cards with applications
online.
Also: U.K. Credit Cards
Also: Credit Cards w/ Balance Transfer
Also: Prepaid Credit Cards
Cash-Back / Reward Credit Cards
Applications for cards offering cash or rewards.
Also: Airline Frequent Flyer Cards
Business Credit Cards
Applications for cards designed especially for business users.
Unsecured/Secured Cards for Poor Credit
These credit card providers approve many applications even if you have bad or
no credit.
Also: Prepaid Debit Cards for Bad Credit
Student Credit Cards
Applications for college or upper high school students. Get your credit card
now.
Affinity Credit Cards
Support universities, sports teams, charities, etc, with these applications.
Financial Services Directory
Loans, online banks, accounting help, insurance, credit reports, etc.
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Calculators: How do I calculate savings?Credit Cards By Type/Issuer:
American Express Credit Cards
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Chase Credit Cards
First PREMIER Credit Cards
American Express Blue 0% Intro APR on purchases for the
1st 6 months No
American Express Platinum Cash Rebate 0% Intro APR on purchases for the 1st
6 months No
First USA Extraordinary Rewards Platinum Visa 0% Intro APR on purchases for
the 1st 6 months No
First USA Platinum Cash$In 0% Intro APR on purchases for the 1st 6 months No
First USA Value Miles Platinum 0% Intro APR on purchases for the 1st 6 months
$29
Chase Platinum Master 2.99 Intro APR on purchases and balance transfes for 6
month No
Chase Platinum Visa 2.99 Intro APR on purchases and balance transfes for 6 month
No
Chase i-Card 2.99% Intro APR on purchases and balance transfers for six months
No
Chase StockBack 2.99% Intro APR on purchases and balance transfers for six months
No
Chase Continental Master 7.9% Intro APR on purchases and balance transfers for
6 months $65
Chase Continental Platinum Master 7.9% Intro APR on purchases and balance transfers
for 6 months $65
Chase Continental Platinum Visa 7.9% Intro APR on purchases and balance transfers
for 6 months $65
Chase Continental Visa 7.9% Intro APR on purchases and balance transfers for
6 months $65
First USA Titanium 9.99% FIXED APR No
American Express Delta SkyMiles 9.99% FIXED APR for the life of the balance
$85
American Express Blue for Business 2.9% intro APR during the 1st 6 months No
American Express Business Gold Card Intro APR N/A 1st year free
0% Intro APR on purchases for the 1st 6 months
Fixed APR as low as 9.99%
No annual fee
Fee Free Rewards Program
Earn points redeemable for travel, merchandise, and more
Built-in Smart Chip Shop online with greater confidence with the Built-in
Smart Chip
Personal American Express Card
0% Intro APR on purchases for the 1st 6 months
Fixed APR varies
No annual fee
Earn up to 5% cash back on your everyday purchases
Reward Program available with annual fee
Stay on top of your finances with the option to pay your monthly bill
in full or over time
Personal American Express Card
0% Intro APR on purchases for the 1st 6 months
After that, 11.74% variable; Balance Transfer and Convenience Check APR:
11.74% variable; Cash Advance APR: 19.99% variable
No annual fee
Earn 1 point for every $1 in purchases
Earn reward points for interest, too
Start earning rewards for as few as 2,500 points
Personal Visa Card
0% Intro APR on purchases for the 1st 6 months
13.99% fixed APR; Balance Transfer and Convenience Check APR: 13.99%
fixed; Cash Advance APR: 19.74% variable
No annual fee
cash back up to 1% with every purchase
get an annual rebate check, automatically
no $ cap on how much you can earn
Personal Visa Card
0% Intro APR on purchases for the 1st 6 months
After that, 13.99% fixed; Balance Transfer and Convenience Check APR:
13.99% fixed; Cash Advance APR: 19.74% variable
$29 annual fee
Earn 1 mile for every 1 dollar in purchases
Earn a roundtrip domestic ticket with just 24,000 miles
Earn hotel stays, car rentals and gift certificates
Personal Visa Card
2.99 Intro APR on purchases and balance transfes for 6 month
Low long-term APR for current Chase customers
No annual fee
FREE travel services, including Auto Rental Insurance and $1 million
Worldwide Travel Accident Insurance
Eligibility to enroll in Chase Travel Rewards, Chase's exclusive member
rewards program with redeemable points for free flights, hotel stays and more
Secure online account access that lets you view and pay your bill onlineFREE
Personal Master Card
2.99 Intro APR on purchases and balance transfes for 6 month
Low long-term APR for current Chase customers
No annual fee
FREE travel services, including Auto Rental Insurance and $1 million
Worldwide Travel Accident Insurance
Eligibility to enroll in Chase Travel Rewards, Chase's exclusive member
rewards program with redeemable points for free flights, hotel stays and more
Secure online account access that lets you view and pay your bill onlineFREE
Personal Visa Card
2.99% Intro APR on purchases and balance transfers for six months
Low long-term APR for current Chase customers
No annual fee
FREE travel services for Platinum cardmembers, including Auto Rental
Insurance and $1 million Worldwide Travel Accident Insurance
1% reward on every purchase you make with the Chase i-card. Each time
you reach at least $10 in rewards, you can redeem them at Webcertificate.com.
Your Webcertificates are good for purchases anywhere MasterCard® is acceptedonline
or off
Secure online account access that lets you view and pay your bill onlineFREE
Personal Master Card
2.99% Intro APR on purchases and balance transfers for six months
Fixed APR varies
No annual fee
1% cash back on every purchases
Up to 10% cash back on purchases from participating merchants
You can keep your rewards as cash or invest them in a mutual fund
Personal Master Card
7.9% Intro APR on purchases and balance transfers for 6 months
Fixed APR varies
$65 annual fee
Free Domestic Companion Ticket
Earn one mile for every dollar and double miles when you purchase tickets
directly from Continental online or by phone
Secure online account access that lets you view and pay your bill onlineFREE
Personal Master Card
7.9% Intro APR on purchases and balance transfers for 6 months
Fixed APR varies
$65 annual fee
Earn 6,000 OnePass® miles upon payment of $65 annual fee
Earn miles with every purchase
Earn 1,000 bonus miles when you purchase tickets at continental.com
Personal Master Card
7.9% Intro APR on purchases and balance transfers for 6 months
Fixed APR varies
$65 annual fee
Earn 6,000 OnePass® miles upon payment of $65 annual fee
Earn miles with every purchase
Earn 1,000 bonus miles when you purchase tickets at continental.com
Personal Visa Card
Visa
7.9% Intro APR on purchases and balance transfers
for 6 months
Fixed APR varies
$65 annual fee
Free Domestic Companion Ticket
Earn one mile for every dollar and double miles when you purchase tickets
directly from Continental online or by phone
Secure online account access that lets you view and pay your bill onlineFREE
Personal Visa Card
9.99% FIXED APR for the life of the balance
Transfer balances from your higher-rate MasterCard®, Discover®,
and Visa® cards to your American Express® Card account with no transaction
fee!
$85 annual fee
10,000 Bonus SkyMiles with first purchase
Earn at least 1 SkyMile for every eligible dollar you spend
Double Miles when you use your Delta SkyMiles Credit Card to pay your
individual federal income tax
Personal American Express Card
2.9% intro APR during the 1st 6 months
Fixed APR varies
No annual fee
Busines Checkbooks provided free of charge
Fee free reward program
Everyday savings-Receive exclusive savings at Dell, Exxon, FedEx, Hertz,
The Hilton Famiy of Hotels, Mobil and Qwest
Business American Express Card
Intro APR N/A
Fixed APR varies
1st year free annual fee
Separate business from personal expenses, and day-to-day expenses from
balances you want to pay over time
Everyday savings-Receive exclusive savings at Dell, Exxon, FedEx, Hertz,
The Hilton Famiy of Hotels, Mobil and Qwest
Quarterly Management Reports - Track business expenses by category and
employee-so it's easy to manage your company's expenses
Business American Express Card
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American Express Blue 0% Intro APR on purchases for the
1st 6 months No
American Express Platinum Cash Rebate 0% Intro APR on purchases for the 1st
6 months No
First USA Extraordinary Rewards Platinum Visa 0% Intro APR on purchases for
the 1st 6 months No
First USA Platinum Cash$In 0% Intro APR on purchases for the 1st 6 months No
First USA Value Miles Platinum 0% Intro APR on purchases for the 1st 6 months
$29
Chase Platinum Master 2.99 Intro APR on purchases and balance transfes for 6
month No
Chase Platinum Visa 2.99 Intro APR on purchases and balance transfes for 6 month
No
Chase i-Card 2.99% Intro APR on purchases and balance transfers for six months
No
Chase StockBack 2.99% Intro APR on purchases and balance transfers for six months
No
Chase Continental Master 7.9% Intro APR on purchases and balance transfers for
6 months $65
Chase Continental Platinum Master 7.9% Intro APR on purchases and balance transfers
for 6 months $65
Chase Continental Platinum Visa 7.9% Intro APR on purchases and balance transfers
for 6 months $65
Chase Continental Visa 7.9% Intro APR on purchases and balance transfers for
6 months $65
First USA Titanium 9.99% FIXED APR No
American Express Delta SkyMiles 9.99% FIXED APR for the life of the balance
$85
American Express Blue for Business 2.9% intro APR during the 1st 6 months No
American Express Business Gold Card Intro APR N/A 1st year free
0% Intro APR on purchases for the 1st 6 months
Fixed APR as low as 9.99%
No annual fee
Fee Free Rewards Program
Earn points redeemable for travel, merchandise, and more
Built-in Smart Chip Shop online with greater confidence with the Built-in
Smart Chip
Personal American Express Card
0% Intro APR on purchases for the 1st 6 months
Fixed APR varies
No annual fee
Earn up to 5% cash back on your everyday purchases
Reward Program available with annual fee
Stay on top of your finances with the option to pay your monthly bill
in full or over time
Personal American Express Card
0% Intro APR on purchases for the 1st 6 months
After that, 11.74% variable; Balance Transfer and Convenience Check APR:
11.74% variable; Cash Advance APR: 19.99% variable
No annual fee
Earn 1 point for every $1 in purchases
Earn reward points for interest, too
Start earning rewards for as few as 2,500 points
Personal Visa Card
0% Intro APR on purchases for the 1st 6 months
13.99% fixed APR; Balance Transfer and Convenience Check APR: 13.99%
fixed; Cash Advance APR: 19.74% variable
No annual fee
cash back up to 1% with every purchase
get an annual rebate check, automatically
no $ cap on how much you can earn
Personal Visa Card
0% Intro APR on purchases for the 1st 6 months
After that, 13.99% fixed; Balance Transfer and Convenience Check APR:
13.99% fixed; Cash Advance APR: 19.74% variable
$29 annual fee
Earn 1 mile for every 1 dollar in purchases
Earn a roundtrip domestic ticket with just 24,000 miles
Earn hotel stays, car rentals and gift certificates
Personal Visa Card
2.99 Intro APR on purchases and balance transfes for 6 month
Low long-term APR for current Chase customers
No annual fee
FREE travel services, including Auto Rental Insurance and $1 million
Worldwide Travel Accident Insurance
Eligibility to enroll in Chase Travel Rewards, Chase's exclusive member
rewards program with redeemable points for free flights, hotel stays and more
Secure online account access that lets you view and pay your bill onlineFREE
Personal Master Card
2.99 Intro APR on purchases and balance transfes for 6 month
Low long-term APR for current Chase customers
No annual fee
FREE travel services, including Auto Rental Insurance and $1 million
Worldwide Travel Accident Insurance
Eligibility to enroll in Chase Travel Rewards, Chase's exclusive member
rewards program with redeemable points for free flights, hotel stays and more
Secure online account access that lets you view and pay your bill onlineFREE
Personal Visa Card
2.99% Intro APR on purchases and balance transfers for six months
Low long-term APR for current Chase customers
No annual fee
FREE travel services for Platinum cardmembers, including Auto Rental
Insurance and $1 million Worldwide Travel Accident Insurance
1% reward on every purchase you make with the Chase i-card. Each time
you reach at least $10 in rewards, you can redeem them at Webcertificate.com.
Your Webcertificates are good for purchases anywhere MasterCard® is acceptedonline
or off
Secure online account access that lets you view and pay your bill onlineFREE
Personal Master Card
2.99% Intro APR on purchases and balance transfers for six months
Fixed APR varies
No annual fee
1% cash back on every purchases
Up to 10% cash back on purchases from participating merchants
You can keep your rewards as cash or invest them in a mutual fund
Personal Master Card
7.9% Intro APR on purchases and balance transfers for 6 months
Fixed APR varies
$65 annual fee
Free Domestic Companion Ticket
Earn one mile for every dollar and double miles when you purchase tickets
directly from Continental online or by phone
Secure online account access that lets you view and pay your bill onlineFREE
Personal Master Card
7.9% Intro APR on purchases and balance transfers for 6 months
Fixed APR varies
$65 annual fee
Earn 6,000 OnePass® miles upon payment of $65 annual fee
Earn miles with every purchase
Earn 1,000 bonus miles when you purchase tickets at continental.com
Personal Master Card
7.9% Intro APR on purchases and balance transfers for 6 months
Fixed APR varies
$65 annual fee
Earn 6,000 OnePass® miles upon payment of $65 annual fee
Earn miles with every purchase
Earn 1,000 bonus miles when you purchase tickets at continental.com
Personal Visa Card
Visa
7.9% Intro APR on purchases and balance transfers
for 6 months
Fixed APR varies
$65 annual fee
Free Domestic Companion Ticket
Earn one mile for every dollar and double miles when you purchase tickets
directly from Continental online or by phone
Secure online account access that lets you view and pay your bill onlineFREE
Personal Visa Card
9.99% FIXED APR for the life of the balance
Transfer balances from your higher-rate MasterCard®, Discover®,
and Visa® cards to your American Express® Card account with no transaction
fee!
$85 annual fee
10,000 Bonus SkyMiles with first purchase
Earn at least 1 SkyMile for every eligible dollar you spend
Double Miles when you use your Delta SkyMiles Credit Card to pay your
individual federal income tax
Personal American Express Card
2.9% intro APR during the 1st 6 months
Fixed APR varies
No annual fee
Busines Checkbooks provided free of charge
Fee free reward program
Everyday savings-Receive exclusive savings at Dell, Exxon, FedEx, Hertz,
The Hilton Famiy of Hotels, Mobil and Qwest
Business American Express Card
Intro APR N/A
Fixed APR varies
1st year free annual fee
Separate business from personal expenses, and day-to-day expenses from
balances you want to pay over time
Everyday savings-Receive exclusive savings at Dell, Exxon, FedEx, Hertz,
The Hilton Famiy of Hotels, Mobil and Qwest
Quarterly Management Reports - Track business expenses by category and
employee-so it's easy to manage your company's expenses
Business American Express Card